1. ITCHY *MOP OWNERS
Your HDB flat has just fulfilled it's 5-year *MOP. You're itching to sell your HDB flat and upgrade to your dream home, a new private condominium. You are not taking action because you have many question marks in your head:
"Can I really afford a private property after selling my HDB flat??"
"Will I be able to get a bank loan for my new private property purchase?"
"Should I wait and see or should I act now?"
2. UP / DOWNSIZER:
You have stayed in your present HDB flat for the past 10 to 30 years. You need more rooms and space for the grown up children. Or you find it tougher to upkeep the spare rooms after the children moved out to build their own nests.
"Can I afford to upgrade to a bigger dream home for my loved ones?"
"I am retired, how can I finance my retirement home if I decide to downsize?"
3. SELL 1 HDB, BUY 2 PRIVATE PROPERTIES.
"HOW DID THEY DO IT??!"
A relative, colleague, ex-school mate, or even your neighbour who moved in to the same HDB block at the same time as you, have sold their HDB flat and just bought their FIRST or even SECOND private property!
HOW???
OR A LIABILITY?
It is also depressing to know that the HDB Resale Price Index has been on a downward spin continuosly over the last 4 years.
Since the launch of SERS program in 1995, only 4% of HDB flats have been identified for SERS and the government will continue to maintain the strict selection criteria for HDB blocks eligible for SERS.
National Development Minister Lawrence Wong has cautioned HDB owners not to assume that all old Housing Board flats will be automatically eligible for the SERS. Which means that when the lease of your HDB flat expires, the value of your HDB home becomes ZERO!
Unlike most property agents who are typically transactional real estate salespersons offering buy, sell, rent services, I believe in a consultational and advisory approach to assist you in your real estate investment journey.
Your real estate investment should never be a one-size-fits-all solution. It should be customized to you and your family's needs, coupled with detailed financial planning, careful timeline management and strategised over a mid to long term period.
The property market has been through various cycles over the past 19 years since I embarked on my business journey into the real estate industry in 2000. The real estate market has evolved to a stage where upon implementing the right strategies, your Return-on-Investment will be rewarding, and more importantly PREDICTABLE.
#1 Upgrade from your HDB to 1st private property
#2 Own 2nd or multiple properties
#3 Generate passive income from rental
#4 Achieve the above without stress
#5 Enjoy your dream lifestyle with financial freedom
Your first step begins with...
#1 Upgrade from your HDB to 1st private property
#2 Own 2nd or multiple properties
#3 Generate passive income from rental
#4 Achieve the above without stress
#5 Enjoy your dream lifestyle with financial freedom
Your first step begins with...
a cup of coffee or tea.
In a casual setting, be it a neighbourhood coffeeshop, Starbucks or simply your living room, let's meet for a short discussion over a cup of coffee/tea.
During our 90-minute coffee/tea session, we will:
• Discuss and establish your real needs for a home and properties
• Conduct in-depth financial calculation and cash flow analysis, methods to unlock and optimize idle funds without utilizing your savings, options to manage a stress-free instalment plan and discover ways to build a safety net so you can upgrade with a peace of mind
• Create a timeline management plan to ensure smoothness of the entire upgrading process
• Explore the golden opportunities in the market, compare the return-on-investment and knowing how to manage the risk
• Map out a mid to long term real estate investment road map to ensure your entry and exit are timely for best returns
During our 90-minute coffee/tea session,
1. I will NOT ask you to sell your HDB flat
2. I will NOT ask you to buy any private property
3. There is absolute NO OBLIGATION to engage my service
PROMISE!
As mentioned, I am not the typical buy, sell, rent agent. My advisory role is to understand your needs, analyse your financial standing, and then offer you your personalised HDB upgrading road map.
With information shared and knowledge gained from our coffee/tea session, you will gain clarity in making an informed decision on your path to a stress free asset progression plan.
However, I do have TWO requests from you.
1. Please meet with an open mind.
If you have already taken the first step in your upgrading plan by scheduling the "Coffee, Tea and Property" session, you will only walk away with a clearer mind for your next step in your action plan if you can come with an open mind. That is why we will meet in a more casual location with informal ambience instead of my office, so we can have a more open heart-to-heart discussion.
2. Please be on time.
If you need to reschedule our session to a later time or another day, please let me know in advance. I commit my 100% to help as many HDB upgraders like you benefit from the asset progression plan, so every available time slot for "Coffee, Tea and Property" session could mean fulfilling a dream for another HDB upgrader.
#1 Upgrade from your HDB to 1st private property
#2 Own 2nd or multiple properties
#3 Generate passive income from rental
#4 Achieve the above without stress
#5 Enjoy your dream lifestyle with financial freedom
#1 Upgrade from your HDB to 1st private property
#2 Own 2nd or multiple properties
#3 Generate passive income from rental
#4 Achieve the above without stress
#5 Enjoy your dream lifestyle with financial freedom
Mobile : 9626 6969
Office : 6698 0686
Email : hi@coffeeteaandproperty.com
